Ohio Real Estate Investor Center
Start with the property, the numbers and your plan. Compare financing paths for Ohio rental properties, renovation projects and ground-up investments, then bring your deal to Gordon for review.
Opens the investor deal-submission portal in a new tab. Submitting a deal does not guarantee financing.
Find the financing path for your project
Choose the type of investment you are planning. Each option has its own property, credit, equity, reserve and underwriting requirements.
Rental Properties and DSCR Loans
Compare financing based on eligible rental income, including selected long-term and short-term rental options.
Investment Property Bridge Loans
Review short-term investment financing alongside your sale or refinance plan.
Fix-and-Flip Loans
Explore acquisition and renovation financing with a realistic budget, schedule for receiving renovation funds and a plan to repay the loan.
Investor Construction Loans
Review the land, plans, builder, budget and repayment strategy for a ground-up investment.
Small Multifamily Loans
Explore eligible five- to ten-unit residential buildings with a separate income and property review.
Bring a clear picture of the deal
A useful first review starts with a few essentials. Gather what you know before opening the submission portal.
Property location, property type and number of units
Purchase price or current value, and financing requested
Current rent or supported rental plan
Renovation budget or construction scope, if applicable
Your experience, timing and intended sale or refinance exit
Opens the investor deal-submission portal in a new tab. Submitting a deal does not guarantee financing.
Use the submission portal for the information it requests. Keep financial documents and sensitive identifiers out of ordinary email or website messages.
Work through the numbers
Use the DSCR calculator, comparable-property analysis and fix-and-flip tools to test your assumptions. Estimates help organize a conversation; they do not establish loan eligibility, a property valuation or an investment return.
Member sign-in required.
Short investor lessons
One question at a time, with the details that matter to your next conversation.
What DSCR Means
Understand how qualifying rental income compares with housing expense, and why the ratio is only one part of an investor-loan review.
Short-Term Rental Income: What Needs to Be Reviewed
Learn which income records, local-use rules, insurance details and reserves may need review for a short-term rental.
Sub-1.00 DSCR vs. No-Minimum-DSCR Investor Loans
Compare low-coverage and no-minimum-DSCR approaches, including potential differences in down payment, required savings, interest rate and fees.
Second home or investment property? Start with how you will use it
See why personal use, rental plans and management agreements should be discussed before assigning an occupancy category.
Read before your next deal
DSCR Loans for Real Estate Investors: What Actually Matters
See how qualifying rent, housing costs, property condition, credit, down payment and post-closing reserves shape a DSCR review.
Buying Ohio Rental Property From Out of State: What To Prepare Before the First Call
Prepare your Ohio target market, rental plan, ownership structure and available funds before the first mortgage conversation.
What Actually Slows Down an Investment Property Pre-Approval
Identify missing documents, unclear funds, ownership changes and property details that can delay an investor pre-approval.
Investor financing questions
Does a DSCR loan mean no documentation?
No. Even when personal employment income is not the qualifying basis, the property income, credit, assets, reserves and ownership still need review.
Can I use a short-term rental projection to qualify?
A projection alone does not establish eligibility; the program must accept the income evidence and intended use. Operating history, approved revenue support, local rules and property conditions may also need review.
Can I live in the investment property?
The business-purpose options featured here are for eligible non-owner-occupied investments. Tell Gordon about any planned personal or family use so the correct financing can be reviewed.
Does a bridge or renovation loan guarantee my refinance?
No, a future rental or other long-term loan has its own approval requirements. Review that exit, the repayment deadline and a backup plan before committing.
Have a property in mind?
Share the deal and the outcome you are working toward. Gordon can help identify which financing path is worth a closer look.
Opens the investor deal-submission portal in a new tab. Submitting a deal does not guarantee financing.
Educational information only. Not a commitment to lend or a guarantee of approval. Eligibility, availability and terms depend on the complete application, property and underwriting review. DRG Mortgage, LLC | NMLS #2657603 | Gordon Hinchen | NMLS #2751302 | Ohio residential mortgage brokerage services only | Equal Housing Opportunity.