DRG Mortgage Market Update

Mortgage rates right now

See today’s national benchmark, whether rates have improved or worsened, and what established housing economists expect next.

Rate data disclosure: Mortgage rates shown on this page are Freddie Mac PMMS national average benchmark rates unless clearly labeled otherwise. They are not DRG Mortgage offered rates, not a Loan Estimate, not an approval, and not a rate lock. Your actual rate/APR, payment, points, credits, closing costs, and loan terms depend on your complete application, credit profile, property, occupancy, loan program, lock period, and live lender pricing.

Your actual offer matters more than the national average

DRG Mortgage can compare the rate, APR, points, credits, payment, cash to close, program, and lock period on your Loan Estimate across available lender options.

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Sources and assumptions

Freddie Mac Primary Mortgage Market Survey for weekly national averages and historical comparisons.
Fannie Mae July 2026 Housing Forecast for quarterly mortgage-rate projections.
Mortgage Bankers Association July 29, 2026 commentary for the near-term institutional outlook.