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Investor Resources

Educational content for real estate investors, including rental financing, DSCR concepts, cash flow, BRRRR, and portfolio growth.

What DSCR Means

DSCR is a property-income ratio used in investor lending. Lenders use it as one way to judge whether a rental property's income looks strong enough to support the debt tied to the property.

Sub-1.00 DSCR vs. No-Minimum-DSCR Investor Loans

A DSCR below 1.00 does not always kill an investor loan, but it usually leads to lower leverage, more reserves, worse pricing, or less flexibility. No-minimum-DSCR loans are a separate business-purpose lane with their own credit, leverage, and reserve rules.

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